Personal Finance Toolkit

Personal Finance Toolkit is a comprehensive 25-hour course designed to help individuals build strong, sustainable financial habits. Through accessible, real-life examples and step-by-step activities, learners explore how emotions influence money behaviour, how to develop a healthy money mindset, and how to make informed financial decisions.

Participants learn to assess their current financial situation, identify risks and opportunities, and build long-term strategies that support financial stability and growth. The course covers saving, investing, goal-setting, tax, debt, income generation, and essential tools for protecting and managing money effectively.

Audience

Students, educators, professionals, job seekers, and anyone seeking to improve personal financial literacy and long-term financial well-being.

Course Outcomes

By the end of this course, participants will be able to:
✔ Evaluate the health of their current financial habits
✔ Identify financial threats and opportunities
✔ Understand how emotions shape money behaviour
✔ Develop a positive and confident money mindset
✔ Identify their personal “capital blueprint”
✔ Apply strategies for saving and long-term investments
✔ Understand interest and compound interest
✔ Set short-, medium-, and long-term financial goals
✔ Create a spending plan to achieve those goals
✔ Understand the essentials of tax and debt
✔ Recognise opportunities to increase income

Modules

1. My Money and Me

2. Grow My Money

3. Manage My Money

4. Make More Money

5. Protect My Money